If the tree falls during a named storm weather event, you.
A: If the fallen tree hits your home or other insured structures, a typical homeowner’s policy covers any reasonable expenses to remove it from the covered property so repairs can be made. Then, removing the debris from the residence premises is usually covered up to a specified limit, generallydepending on the policy.
Alert Farm Bureau Insurance. Report the property damage as soon as possible to your insurance agent or call our Customer Service Call Center toll-free at to begin the claims process.
You’ll be assigned a claims adjuster who will thoroughly assess the damage and evaluate whether it. A. The answer depends on the situation. If a tree hits an insured structure, like your house or storage building, your Kentucky Farm Bureau homeowners policy likely covers the cost of removing the tree from the damaged structure.
(There also may be additional coverage for debris removal up toto remove the fallen tree (s) from the premises.). If the branches fall on and damage a covered dwelling or structure, then removal is typically covered. If the branches and debris simply fall into your yard, there is no coverage for removal and pick up.
Oct 01, Under the law, trees are considered a part of the property and landowners have a right to that tree, even if it is only halfway on the property. Because of this, it is best practice to get a neighbor’s permission before removing any tree that sits on the property treedelimbing.barted Reading Time: 4 mins.